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Many people know it is important to have a financial power of attorney so someone else can manage your finances when you are not able. What…

An 89 year old woman lives alone in a small apartment in suburbia. She is low income and has government- subsidized housing. She is blind and…

With increased life expectancies and people delaying retirement, there are five generations working together in the workplace. But once we leave the workforce, the people we…

When should you take Social Security? For married couples, deciding when to start Social Security benefits is a complex analysis. This isn’t just a need-based strategy…

When Nedra Agnew was working in the U.S. foreign service, her trajectory seemed clear: she was on a path that could one day have led to…

Today’s Social Security COLA (Cost-of-Living Adjustment) means that about 75 million Americans just learned this morning that they will be receiving a 2.8% Social Security COLA…

Safe Withdrawal Rates for Every Investment Horizon, From 3 to 50 YearsThis article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references…

New beneficiaries shopping for coverage after enrolling in Medicare Part A and Part B have many questions. Here is one that I get frequently.What is the…

Many people believe they are moving to state tax havens, but they really are not. That often is the case with people who move in retirement.…

For decades, studies, surveys, and near sermons have declared that America is not ‘retirement-ready.’ Financial firms, policymakers, and researchers (including this one) have spent years preaching…