Browsing: Personal Finance

When most people hear “529 plan,” they immediately think of college savings. While that is the primary purpose of these accounts, recent rule changes have expanded…

One of the keys to positive aging in post-retirement life is staying relevant and engaged. When we were working for organizations, professional development was an expectation.…

The regular rollover process is well-known: electing to move funds from an employer 401(k) to an IRA after changing jobs. But the reverse rollover is far…

The IRS has extended the deadline to make certain amendments for IRAs, SEP arrangements, and SIMPLE IRA plans to December 31, 2027. The extension was announced…

Why inheriting a family home can feel more like responsibility than richesFor decades, Baby Boomers have been quietly amassing one of the largest concentrations of wealth…

What is one of the first things we ask people when we meet them? “What do you do?” If the response is, “I am retired,” it…

If you’re retired, the recent significant gains in the stock market look like a reason to celebrate. During 2025, for instance, the S&P 500 gained 17.9%…

Giving is good for your health.At the end of each year, numerous not-for-profit organizations are soliciting financial donations. These same organizations are involved in collecting clothing,…

When you reach your 60s and beyond, if you’re like most people, you’ll need to be more proactive about maintaining your health. My wife and I…

New Year, new IRS limits letting employees save more in their employer retirement plans. But in January 2026, the new Roth catch-up rules take effect, and…