Browsing: Personal Finance

It seems a month doesn’t go by without hearing from someone who made a Medicare enrollment mistake. In the past, I have addressed the big problems…

For decades, employers, benefits providers, and retirement plan sponsors worked on a shared assumption: there was such a thing as an “average worker.” Generally, employees could…

In a 2023 survey, over 65% of participants said that Medicare was confusing and difficult to understand. This can result in coverage problems. Here’s a recent…

Despite uncertainty about tariff policy, federal government layoffs, and ever-rising federal government debt, the U.S. economy and financial markets continue to show resilience. The S&P 500…

There were two major announcements recently regarding prior approval of treatments and services for Medicare beneficiaries. In most medical insurance, many treatments won’t be covered unless…

Retirement account owners above a certain age must take annual distributions from their accounts each year, known as required minimum distributions. Failure to take the full…

Deciding where to live in retirement is one of the most important decisions you’ll make that can significantly impact your quality of life. If you’re transitioning…

Where’s the best place for you to live in retirement? There are plenty of reports that try to provide the answer. For example, Bankrate recently released…

There’s no shortage of turmoil around Social Security and retirement security these days. If you listen to Americans—Republicans, Democrats, the rich, the poor, the very online…

On June 27, 2025, the Centers for Medicare and Medicaid Services introduced the WISeR model. This has generated an incredible number of discussions and questions. Here…