Browsing: Personal Finance

There are things in life that are not a matter of opinion. They are a matter of math. We do not believe that financial decisions, whether…

After years of favoring online and telephone scams, a number of crooks are drifting back to old-fashioned theft involving paper checks. In the last year, a…

Careful research done by Ph.D economists conclude we face a huge retirement shortfall. We are about eight to nine years away from Social Security’s inability to…

Many retirees are finding that retirement isn’t all it’s cracked up to be, and they’re returning to work in some way. In fact, the number is…

More and more households led by someone age 55 or older have debt, according to recent research from the Employee Benefits Research Institute (EBRI). In 1992,…

Thirty-five years ago, Ken Dychtwald, PhD, wrote a landmark book, Age Wave. It was a thoughtful and well researched analysis on the impact of the baby…

Really, I don’t want to be doing this. I just want a fact-based discussion on retirement income security, so we can fix what needs fixing and…

You probably find lots of junk mail in your mailbox. But, if you are one of the 50 million beneficiaries with Part D prescription drug coverage,…

It’s an issue for some adult children with aging parents. When the elders need care, there is resistance to using the parent’s own funds to cover…

CTA and Estate Plans and Trusts The Corporate Transparency Act (“CTA”) is a mandate that requires most smaller closely held business entities to file a rather…