Browsing: Personal Finance

It’s been a year since I switched from traditional Medicare to a Medicare Advantage program. How did it work out? For years my wife and I…

The IRS unveiled contribution limit changes for popular retirement plans, including 401(k) plans and IRAs. Americans who contribute to 401(k) and 403(b) plans, as well as governmental…

This article explains the factors to consider before you file for Social Security benefits. A married couple needs to look at their claiming decision as a…

The IRS has announced that the amount of tax-favored funds that you can sock away for retirement is increasing. In 2026, the amount most individuals can…

Team Name: SiRiCa Wealth Management Group Firm: Merrill Wealth Management Senior Members: Todd Silaika, Erick Richardson, Scott Calhoun, Lee Wilson, James Coker Location: Clifton Park, NY…

What was once considered a niche is now becoming the new normal: solo aging in retirement. For millions, especially women, it’s a stage of life that…

The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits in 2026, up slightly from this…

One of the most productive meetings I had this year was atypical, to say the very least. I’d driven a total of about seven hours from…

Participation trophies don’t put food on the table when you’re retired. Rather than relying on such feel-good gimmicks, high earners are better served by mathematical stoicism…

Even as most policymakers continue to ignore the looming insolvency of Social Security—and the 23% reduction in benefits it will produce in seven years—policy experts across…