Browsing: Personal Finance

As retirement looms, individuals must transition from an accumulation and asset-centric mindset to one focused on income and reliable cash flow. This shift from savings to…

America’s retirement and elder poverty crisis is painful, frightful, and undeniable—yet some experts are denying there is a retirement income security crisis and trying to persuade…

A friend, new to Medicare, asked me whether Medicare covered annual physicals. I told him, “No, it doesn’t.” The Social Security act clearly prohibits Medicare from…

About 85% of Americans live within five miles of a CVS Pharmacy, so chances are good that you have visited one before. But you might not…

Yesterday, the conservative House Republican Study Committee released its latest budget plan. To the RSC’s credit – and, honestly, to my own surprise – the RSC…

An emergency fund should be a priority for Americans to be prepared for unforeseen and urgent expenses. Experts recommend you should have several months of living…

I was stuck a few months ago. After the unexpected but welcome blessing of the birth of our healthy newborn (the two older kids are 20…

With the cost of college on the rise plus an unstable debt load, the best thing parents can do is to set children up for financial…

Any estate planning lawyer who drafts wills, trusts, powers of attorney and healthcare directives would tell you something frustrating: some clients won’t sign anything the lawyer…

It is election season. This is a time when the question of whether people are materially better off than they were four years ago comes up.…